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Move value
between
any money.

Move value
between any money.

Move value
between
any money.

Wholesale settlement across fiat and stablecoins. Move funds across currencies and chains as easily as within one.

Wholesale settlement across fiat and stablecoins. Move funds across currencies and chains as easily as within one.

RReeqquueesstt  eeaarrllyy  aacccceessss→→
TTaallkk  ttoo  tthhee  tteeaamm  →→

  • SAR

  • AED

  • USDT

  • USDC

  • DDSC

  • AEC

  • NGN

  • SGD

  • USD

  • PHP

  • SAR

  • AED

  • USDT

  • USDC

  • DDSC

  • AEC

  • NGN

  • SGD

  • USD

  • PHP

  • SAR

  • AED

  • USDT

  • USDC

  • DDSC

  • AEC

  • NGN

  • SGD

  • USD

  • PHP

  • USD

  • NGN

  • AED

  • PHP

  • USDT

  • SAR

  • SGD

  • DDSC

  • AEC

  • USDC

  • USD

  • NGN

  • AED

  • PHP

  • USDT

  • SAR

  • SGD

  • DDSC

  • AEC

  • USDC

  • USD

  • NGN

  • AED

  • PHP

  • USDT

  • SAR

  • SGD

  • DDSC

  • AEC

  • USDC

One settlement engine for every form of money.

One settlement engine for every form of money.

Fiat or stablecoin, on either end. One integration settles every pair and the engine handles the conversion, the chains, and the compliance in between.

Pay in

AED

USD

EUR

USDC

USDT

Fiat or stablecoin, on any chain.

Pay in

AED

USD

EUR

USDC

USDT

Fiat or stablecoin, on any chain.

CUSTODY · RAMPING · COMPLIANCE · LIQUIDITY AGGREGATION · SMART LEDGER · UNIFIED LEDGER · CROSS-CHAIN BRIDGE ·

Pay out

Local-currency stablecoin

Local fiat, regulated

150+ options, available on demand

Pay out

Local-currency stablecoin

Local fiat, regulated

150+ options, available on demand

Minutes, not days

Minutes, not days

Move money globally 24/7.
No cut-off times, no delays.

Move money globally 24/7. No cut-off times, no delays.

Lower cost on every flow

Lower cost on every flow

Direct currency exchange keeps your fees to an absolute minimum.

Direct currency exchange keeps your fees to an absolute minimum.

One integration

One integration

A single API replaces the complex web of vendors to move money.

A single API replaces the complex web of vendors to move money.

Local currency stablecoins

Built for global currencies, not just dollars.

Most stablecoin infrastructure is dollar-first. Thiqwave is built for the rest of the map. We make it easy for institutions to convert and settle local-currency stablecoins against the dollar, against traditional fiat, and directly against each other — at wholesale scale.

Dirham, euro, and beyond, supported the same as dollar

Skip traditional FX delays and settle funds instantly

Wholesale exchange rates and deep, institutional liquidity

Currency conversion routes between AED, DDSC, USDC and EURC

Send

Pay anyone, globally

Pay your suppliers, contractors, and partners anywhere in the world. Fund your transfer from your bank, and we deliver local currency or stablecoins directly to your recipient in seconds.

Payment form sending DDSC from an AED treasury wallet to a recipient in Singapore

Receive

Collect funds across borders

Make it easy for global clients to pay you. Accept traditional bank transfers or digital payments, and get settled with all the necessary compliance screening handled automatically.

Settlement channels for UPI, Swift, SEPA and on-chain transfers

Convert

Swap currencies instantly

Get access to wholesale exchange rates for high-volume transfers, completely bypassing expensive third-party brokers.

Currency conversion from AEC to ZCHF

Store

Secure your global treasury

Manage your balances safely in one place. Your funds are held and protected by licensed, enterprise-grade custodians.

Multi-currency treasury balances across USD, AEDZ, BHD, AED and USDSui

For developers

One API with global interoperability.

You don't need a patchwork of bridges, OTC desks, and banking APIs. Thiqwave with one integration allows you to programmatically route fiat and stablecoins across any chain.

settlement, err := client.Settlements.Create(context.Background(), ledger.CreateSettlementRequest{
  AccountID:         "acc_main_usd",
  Amount:            154250,
  Currency:          "USD",
  DestinationBankID: "bank_7d91",
  Metadata: map[string]string{
    "invoiceId": "inv_3021",
  },
})
if err != nil {
  panic(err)
}
fmt.Println(settlement.ID)

Early access for high-volume partners

Early access for high-volume partners

The unfair advantage of being first

The unfair advantage of being first

We're onboarding 50 institutions as pilot partners. You set the product priorities and lock in wholesale pricing no one will get after public launch.

We're onboarding 50 institutions as pilot partners. You set the product priorities and lock in wholesale pricing no one will get after public launch.

We're onboarding 50 institutions as pilot partners. You set the product priorities and lock in wholesale pricing no one will get after public launch.

We’re onboarding 50 institutions as pilot partners. You set the product priorities and lock in wholesale pricing no one will get after public launch.

Your corridors ship first

Tell us your most critical routes. We prioritise your requested pairs above everything else.

We structure our initial liquidity pools directly around your largest volume flows.

Your terms, locked in

Sign at first-50 wholesale rates designed for heavy institutional flow.

Your pricing is locked until end of 2027, giving you real edge and commercial advantage.

Direct line to founders

No sales team, no ticket queue. We're one WhatsApp, Telegram or Slack message away.

We work alongside your engineering and treasury teams until your flow is running on complete autopilot.

Processing $5M+ in monthly volume? Claim your spot and lock in your margins before public launch.

Processing $5M+ in monthly volume? Claim your spot and lock in your margins before public launch.

Processing $5M+ in monthly volume? Claim your spot and lock in your margins before public launch.

RReeqquueesstt  eeaarrllyy  aacccceessss→→
TTaallkk  ttoo  tthhee  tteeaamm  →→

Compliance and security

Built for the realities of regulated finance.

Institutional capital requires institutional safety. We operate within a strict, compliance-first framework, ensuring your volume routes exclusively through deeply vetted, regulated banking and liquidity partners. 

Digital asset flows are secured using institutional-grade custodial infrastructure

KYB on every counterparty, monitoring on every transfer

Balances segregated and reconciled with a full audit trail

Banks and financial institutions

Offer stablecoin settlement without building the stack or vetting every chain and issuer yourself.

Payment companies and fintechs

Open corridors your current rails can't reach. Route multi-currency flows instantly with zero hidden FX markups.

Corporate treasuries

Move funds and liquidity between markets and subsidiaries in minutes.

FAQ

Clear the air before you move volume.

Clear the air before you move volume.

Clear the air before you move volume.

Upgrading your cross-border infrastructure is a big move. We’ve compiled the essential info and common questions right here.

Don't see what you're looking for? Drop our team a line to talk through your specific corridors.

TTaallkk  ttoo  tthhee  tteeaamm  →→

FAQ

Clear the air before you move volume.

Upgrading your cross-border infrastructure is a big move. We’ve compiled the essential info and common questions right here.

Don't see what you're looking for? Drop our team a line to talk through your specific corridors.

TTaallkk  ttoo  tthhee  tteeaamm  →→

How fast can we settle across fiat and stablecoins?

Thiqwave is built for fast wholesale settlement across supported fiat currencies and stablecoins. Exact timing depends on the selected rail, but the routing layer is designed to keep value moving without teams stitching together multiple providers.

Which currencies and rails can we use?

You can support local fiat and stablecoin flows across the rails enabled for your region and account. The platform is designed to make currencies and chains feel like one operating layer instead of separate workflows.

How does Thiqwave choose the optimal route?

Transfers can be routed across available liquidity, compliance, and settlement paths so teams do not need to manually decide between every fiat, on-chain, or cross-chain option.

Do we need a large engineering lift to integrate?

No. Thiqwave is designed for product and treasury teams that need a clean integration path, with APIs and operational workflows that reduce the amount of custom settlement infrastructure you have to build.

How is compliance handled?

Compliance and regional requirements are treated as part of the settlement path, not an afterthought. Supported flows are designed around regulated fiat legs and transparent operating controls.

Who is Thiqwave best suited for?

Thiqwave is best for fintechs, payment companies, liquidity providers, and treasury teams that need to move value between local currencies, stablecoins, and chains at wholesale scale.